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When do you need homeowners insurance?

Speaker 1: Today’s question is: When do you need homeowners insurance? Homeowners insurance is needed when you first purchase your home. Your mortgage company will require you to have this insurance if they have a vested interest in your property. The premium is either paid via your escrow account through your mortgage company, of if you pay cash for your home, then the premium is paid by you and that is annually to the insurance company. This covers in the event of fire, hail, lighting, wind, damages to your home and to your personal property, and it also covers, you have liability insurance, which covers if something happens to someone on your property and also MedPay, which covers any medical expenses for those who are injured on your property.
Call me today at (601) 992-4040 for your free auto and home review. Thank you.






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