Homeowners in Flowood, MS need to invest in a home insurance policy to protect their property’s value. We provide home insurance at Insurance Protection Specialists. 

The following are three things you might not know about home insurance in Mississippi. 

Certain natural disaster damages might not be covered under a standard policy. 

Your standard home insurance policy should cover you for various types of natural disasters. For example, your policy should cover you for damages caused by lightning or blizzards. However, damages caused by hurricanes or earthquakes might not necessarily be covered.

It will help if you read your policy’s fine print to see what causes of damage are covered. 

You may need to pay for additional coverage for outbuildings.

Do you live on a property that includes numerous outbuildings? Any building you own detached from your home might not automatically be covered under your home insurance policy. 

If you wish to have your outbuildings covered, you need to bring this issue up specifically with your home insurance provider. You may need to invest in some added coverage if there are numerous buildings on your property like a guest home, barn, or detached garage that you need to have covered. 

Investing in added coverage may also be necessary if you keep high-value possessions in your home. 

Do you keep collector’s items or expensive electronics in your home? If so, you might want to invest in added coverage.

A standard home insurance policy will offer coverage for possessions within your home, but that coverage will be limited. For high-value items, you should invest in added coverage. 

Do you want to learn more about your home insurance options in Flowood, MS? We can provide you with the information you’re seeking at Insurance Protection Specialists. Get in touch with us with your questions.