Commercial Insurance in Mississippi
There's not just one type of commercial insurance that will provide complete coverage for businesses. Businesses need several policies. For instance, a commercial auto policy should cover an employee if he totals a car near the Pro-D Sports, but it may not cover an injury that a sales representative sustains while meeting with a client at The Refuge Golf Course.
Commercial insurance should cover all of the risks businesses face in Brandon & Flowood, MS. At Insurance Protection Specialists, we don't rely on only one policy. We offer five main types of commercial insurance to businesses in Mississippi.
Mississippi Commercial Auto Insurance
Commercial auto insurance provides protection for your company’s vehicles. Commercial auto policies may include comprehensive, collision, and uninsured motorist coverages, along with other coverages, just like a personal auto policy. Commercial policies may have different definitions, limits and exclusions from those typically found in personal policies.
Mississippi Commercial General Liability Insurance (CGL)
Commercial general liability insurance (CGL) is designed to protect businesses from a host of liability claims. Most policies include coverage for bodily injury, property damage and personal injury. Depending on your policy’s terms, coverage may include damage and injury that occurs on your business’s premises or is caused by your products.. Some policies even cover advertising.
Mississippi Commercial Property Insurance
Commercial property insurance provides coverage for your business’s physical property. A policy may cover both physical structures, such as your building, as well as property, which would be the equipment and supplies contained within your business’s building.
Mississippi Workers Compensation
Workers compensation is designed to pay for medical expenses related to on-the-job injuries. A policy may cover everything from initial diagnosis and treatment to rehabilitation and retraining.
Mississippi Business Owner Package (BOP)
Business owner packages (BOPs) simplify shopping for commercial insurance. At our office in Flowood, MS, our commercial insurance agents will bundle all of the necessary individual policies into one BOP. They will shop all the policies available in Mississippi to ensure that your company has the best coverage possible at the lowest rate.
Contact one of our independent insurance agents today at 601-992-4040 to see how a BOP could protect your company.