Can I Ride a Motorcycle Without Insurance?

Buying a new (or used) motorcycle can be an exciting event. Unlike driving a car, riding a motorcycle can come with many thrills, making it a fun activity. If you’re a Flowood, MS resident and you’re considering purchasing a motorcycle, you will want to check insurance rates as you search for your bike. You might wonder if you can ride your motorcycle without insurance, but like most other states, you must be legally insured to ride on Mississippi roads and highways. 

Penalties for Failing to Have Insurance

If you fail to insure your motorcycle before riding on the roads and highways of Mississippi, you could face severe penalties. Fines, suspension of your motorcycle license, impoundment of your motorcycle, and the possibility of filing a special form with the state, such as a certificate of financial responsibility. Filing such a form will cause your insurance rates to skyrocket. 

Finding Affordable Insurance

Motorcycle insurance isn’t costly in Mississippi, so regardless of which insurance provider you choose, you won’t pay half as much for full coverage as you would to cover a car or truck. Therefore, there is no reason to suffer from the consequences of failing to have insurance because obtaining a good plan is easy and relatively affordable. 

As you can see, riding a motorcycle in Mississippi without proper insurance coverage is illegal. If you are a Flowood, MS, resident and you need insurance coverage for your new bike, you may want to consider contacting us at Insurance Protection Specialists. We will provide you with a quote and get you started with quality coverage so you can enjoy your bike immediately. Contact us today, and one of our friendly agents will assist you.