Whether you live in Flowood, MS, or elsewhere, you’ll likely be involved in an auto accident at some point. At Insurance Protection Specialists, we want you to take the appropriate steps following an incident to ensure a smooth claims process. Here are five things you should do after being involved in a car accident to help make the process seamless.
Check for Injuries
The most important factor to assess following an accident is whether anyone involved has sustained an injury. This can facilitate getting immediate help quickly and evaluating the potential severity of the accident. Your first concern should be prioritizing help for any injured parties.
Contact the Authorities
This is particularly important when injuries are involved. Generally, police or law enforcement officials will respond to an accident on a public highway. However, this may not always be the case if certain situations exist or if the incident occurs on private property or in a parking lot. Contact the authorities and follow their directions. A police report is an important part of resolving a claim.
Take Photos
Take photos of any damage, the vehicles involved, and the conditions surrounding the accident. This will help document the damage and the circumstances surrounding the event.
Exchange Information
Make a note of license plate numbers and ask for the driver’s and those involved’ identification. Request the name of their insurance carrier.
Contact Your Insurance Company
Reach out to your insurance provider as soon as possible following the accident. They will make note of the incident and may provide further guidance about how to proceed with your claim.
Other Important Factors
It’s important not to have an extensive conversation with the other party’s insurance carrier and avoid commenting on fault or the extent of injuries. If there seems to be a conflict about who is at fault, you may want to contact legal representation.
Get a Car Insurance Price Quote Today
If it’s been over a year since you’ve had a car insurance review or price quote, and you live in the Flowood, MS area, we invite you to contact us at Insurance Protection Specialists. We can answer any questions, determine weaknesses in your current coverage, and provide a current price quote. We look forward to assisting you.